Victor Hinojosa is a cross-border payments and foreign exchange strategist advising on financial infrastructure, global liquidity, and the evolution of embedded finance. His work focuses on helping institutions navigate fragmentation across global markets, optimize the movement of capital, and build more resilient, scalable payment ecosystems that support international trade and investment flows.

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He serves as VP of Partnerships at Ascendant, where he leads the development of strategic alliances across banking, fintech, and enterprise platforms. His work centers on expanding distribution, embedding financial capabilities into partner ecosystems, and advancing integrated solutions across payables, receivables, and FX.

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Victor’s experience spans North America and Europe, including roles in New York and London with JPMorgan, and in Toronto with Western Union Business Solutions. Across these institutions, he has advised corporates and financial institutions on managing currency exposure, improving liquidity efficiency, and modernizing cross-border payment infrastructure.

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He brings particular expertise in structuring partnership-driven growth strategies and aligning stakeholders across complex financial ecosystems, with a focus on unlocking efficiency, transparency, and resilience in global capital flows. His work increasingly focuses on how regulatory divergence, the emergence of blockchain-based payment rails, and the adoption of digital asset are reshaping cross-border capital flows, and the role of partnership-led models in navigating these structural shifts.